The Point: Sharing The Credit

Topics:
Commercial Banking
Tags:
Accenture Ltd.,
Decision-making,
Management,
Tools & Techniques
Source:
Accenture

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Overview: The industrialization of credit services and supporting IT infrastructure can help lenders seize that value by breaking down silos that inhibit the flow of multi-use information across the value chain and product line. Credit scoring, for example, can go beyond its function as a decision-making tool and be reused in preliminary pricing decisions, loan adjustments and collections to manage arrears. Similarly, effective capture of customer information can enhance cross-selling opportunities based on the customer's total relationship and overall credit behavior. That same data can also enable better identification of unprofitable customer segments.

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Format: HTML | Date: Jan 2009 | Pages: 3

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