Is 2004 The Year To Consider Using A 401(k) Safe-Harbor Plan?

Topics:
Stock Options
Tags:
401(k),
401(k) Plan,
Benefits,
Finance,
Human Resources,
Investment,
Retirement Plans
Source:
McKay Hochman Co.

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Overview: From the executive summary: ‘Adopting a safe-harbor 401(k) plan design permits an employer to avoid discrimination testing of the rates of employee elective deferrals and/or employer matching contributions (ADP/ACP testing). The price for avoiding testing is a safe-harbor contribution. Generally, there are two types of safe-harbor contributions.’ The paper examines these two types of contributions and elucidates the process of establishing a safe-harbor 401(k) plan.

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Format: HTML | Date: Oct 2003 | Pages: 1

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