Maintain A Good Credit Rating

Topics:
Credit Management
Tags:
Ameriprise Financial,
Finance,
Financial Accounting,
Personal Finance
Source:
Ameriprise Financial

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Overview: Installment debt, in itself, is not a bad thing. It enables us to make major purchases that would be nearly impossible to finance up-front. The problem is, in this consumer society, we're bombarded with advertisements for literally thousands of "Must-have" products. The result is that while our parents tended to pay with cash and buy only what they could afford, we have the "Buy now, pay later" mentality. Unfortunately, our massive appetite for credit may be eroding our financial security, as more Americans continue to rely on borrowed money to maintain their existing lifestyles.

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Format: HTML | Date: Jan 2008 | Pages: 4

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