How To Reduce Agents’ Commissions By 80% Or More On Life Insurance From The Best Companies
- Topics:
- Directors and Officers Coverage
- Tags:
- Agent,
- Sales,
- Life Insurance Advisors,
- Life Insurance,
- Insurance,
- Financial Planning,
- Finance,
- Corporate Insurance,
- Commission,
- Business Operations,
- ...
- Source:
- Life Insurance Advisors
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Overview: First-year expenses, especially the payment of a standard first-year agent’s commission, can detract significantly from the long-term performance of a permanent insurance product. Commissions have by far the largest impact on the short-term performance of an insurance policy, and, under most premium and commission structures; they result in almost no cash value accrual within a policy in the first year or two of a new policy. The difference between the full commission and the low-load commission falls straight to the bottom line, builds immediate cash value within the policy, and substantially enhances long-term returns from the policy. Life insurance consumers sometimes receive the advantage of low insurance charges if they happen to purchase a policy from the most competitive companies. However, the potential to obtain equally substantial savings from low-load commissions remains a carefully guarded secret of companies and agents.
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Format: PDF | Size: 18KB | Date: Jan 2003 | Pages: 4
