The ISO Terrorism Exclusions: Background and Analysis

Topics:
Property
Tags:
Analysis,
Government,
Homeland Security,
International Risk Management Institute Inc.,
ISO,
Liability Claim,
Terrorism
Source:
International Risk Management Institute

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Overview: The destruction of the World Trade Center on September 11, 2001 represents the largest single insured event in history. Liability claims are the slowest to emerge, and have been slowed even further by calls from attorney groups for a "moratorium" on lawsuits stemming from the attacks, and by proposals for a federal compensation program for the families of victims. Terrorism" means activities against persons, organizations or property of any nature. ISO filed the first version of exclusionary language for use with standard commercial property and liability policies in mid-November. Thus, commercial insureds and their insurance and risk management advisers should take a close look at the new terrorism exclusions; they just might find one on their next policy.

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Format: HTML | Date: Feb 2002 | Pages: 1

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