Electronic Banking Basics

Topics:
Commercial Banking,
Electronic Banking
Tags:
Automated Teller Machine,
Banking,
Electronic Banking,
Electronic Fund Transfer,
Financial Services,
IFG
Source:
IFG

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Overview: Electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. Many financial institutions use an automated teller machine (ATM) card and a personal identification number (PIN) for this purpose. The federal Electronic Fund Transfer Act (EFT Act) covers some consumer transactions. It offers different services like Direct Deposit, Automated Teller Machines , Pay by Phone Systems etc.

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