Mortage Insurance

Topics:
Commercial Lending
Tags:
American Capital,
Premium,
Operational Accounting,
Insurance,
Human Resources,
Financial Planning,
Finance,
Corporate Insurance,
Business Operations,
Workforce Management
Source:
American Capital

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Overview: The mortgage insurance premium is based on loan to value ratio, type of loan, and amount of coverage required by the lender. Usually, the premium is included in your monthly payment and one to two months of the premium is collected as a required advance at closing. Recent Federal Legislation requires automatic termination of mortgage insurance for many borrowers when their loan balance has been amortized down to 78% of the original property value

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