Monitoring, Moral Hazard, and Market Power: A Model of Bank Lending

Topics:
Credit Management
Tags:
Bank,
Financial Services,
Monitoring
Source:
The Federal Reserve Board

FREE Registration is required

Overview: This paper suggests, that relationship between market power and both loan interest rates and bank risk without placing strong restrictions on the moral hazard problems between borrowers and banks and between banks and a government guarantor, hinge on intuitive parameterizations of the overlapping moral hazard problems. The findings in the paper provide explanation for the dramatic rise and subsequent decline in bank failure rates during the 1980s and 1990s.

(Is this item miscategorized? Does it need more tags? Let us know.)

Format: PDF | Size: 236KB | Date: Jan 1999 | Pages: 28

People who downloaded this item also downloaded

White Paper Business Ethics for Small Business
Presentation Ethics And Social Responsibility

Top results from Credit Management

White Paper Looking for a fast payback? 10 Minutes with Free Tool Can Save Thousands
Webcast Webcast: Smart Techniques for application security: whitebox + blackbox testing.
White Paper PCI DSS Compliance in the UNIX/Linux Datacenter Environment
White Paper Systems Management Buyers Guide For Medium Enterprises
White Paper Get the facts about credit card security and PCI compliance

» View all Credit Management listings

advertisement
advertisement
  • Click Here
  • Click Here
  • Click Here
advertisement

Returning users: Log In Here!

Already registered on BNET, TechRepublic, or ZDNet? Simply log in.

Free Membership: Sign Up Now!

Sign up for a free membership today and get instant and unlimited access to one of the largest databases of white papers, webcasts, and casestudies anywhere. Your FREE membership allows you to:

  • Download an unlimited amount of content, including classic and current white papers, case studies, webcasts and more
  • Track content on your chosen topics of interest
  • Receive targeted email alerts when your favorite content is added
  • Save content for future reading
  • Receive our member newsletter

When you register to access this directory, you become a member of BNET. In addition, you allow us to share your information with companies that produce products or services featured in the library--so that such companies may contact you with information and offers regarding their products and services. This enables us to keep the library a free service. As a directory registrant, you will receive a complimentary subscription to the BNET member newsletter, The BNET Report. You can unsubscribe from this newsletter at any time. By clicking the Sign up button, you indicate that you agree to our Terms and Conditions and have read and understand our Privacy Policy (updated).