Insuring the Uninsurable: Private Insurance Markets and Government Intervention in Cases of Extreme Risk

Topics:
Insurance,
Terrorism Insurance
Tags:
Business Operations,
Corporate Insurance,
Finance,
Financial Planning,
Insurance,
Management,
Risk,
Strategy
Source:
National Association of Mutual Insurance Companies (NAMIC)

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Overview: Most property/casualty insurance is provided without intervention or participation by the federal or state governments (other than state regulation). For some risks, however, insurance markets are unable to provide sufficient coverage to meet society's needs. These risks - commonly called extreme or catastrophic risks - are uninsurable through conventional insurance markets. This paper explores some of these cases and investigates what the role of government is and should be in providing coverage for such events.

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Format: PDF | Size: 209KB | Date: Jun 2005 | Pages: 16

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