Savings and Credit Associations and Remittances: The Case of Far West Nepalese Labour Migrants in Delhi, India

Topics:
Commercial Banking,
Commercial Lending,
Debt
Tags:
Finance,
Financial Accounting,
International Labour Organization,
New Delhi,
Savings
Source:
International Labour Organization

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Overview: Migration to Delhi is an important fact of life for people in Far West Nepal. Migrants invest their savings in financial self-help associations. Part of these savings are remitted back home. Yet the infrastructure for remittances is sub-optimal, so migrants carry their savings back home. In light of the worsening political situation in Far West Nepal, the risks of this hand carry system are increasing. This paper explores the issues related to migration between Far West Nepal and Delhi, migrants' participation in financial self-help associations, and the impact that these systems have on remittance patterns.

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Format: PDF | Size: 255KB | Date: Jul 2003 | Pages: 54

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