A Temporary Fix? Implications of the Move Away From Comprehensive Health Benefits

Topics:
Healthcare Services,
Insurance
Tags:
Benefits,
Enterprise Software,
Health Benefit,
Health Care,
Healthcare,
Human Resources,
Software,
Vertical Industries
Source:
Employee Benefit Research Institute Education and Research Fund

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Overview: This paper explores one of the potential consequences of the return to double-digit health cost inflation: a movement away from comprehensive health care coverage and the degradation of the health insurance risk pools necessary to maintain such coverage. There is growing concern in the health policy community about attempts to "Control" health care costs through the temporary fix of demand-side mechanisms (i.e., enrollee cost-sharing) and abandonment of supply-side, or provider-side, mechanisms (i.e., traditional managed care tools). In particular, there is concern about the impact of these changes on the 125 million Americans with chronic illnesses for whom comprehensive health insurance is essential.

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Format: PDF | Size: 187KB | Date: Apr 2002 | Pages: 28

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