Dynamics of Banking Technology Adoption: An Application to Internet Banking

Topics:
Commercial Banking
Tags:
Bank,
Banking,
Financial Services,
Internet,
Internet Banking,
University Of East Anglia
Source:
University of East Anglia

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Overview: This paper is concerned with examining behavior of firms (banks) and consumers (banks' customers) in the event of a new technology (internet banking) introduction. The paper first characterizes the determinants of consumer adoption of internet banking using survey data from Korea in both static and dynamic framework. Evidence is found that adoption of internet banking is influenced by sex, age, marital status, and degree of exposure to internet banking as well as the characteristics of the banks.

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Format: PDF | Size: 310KB | Date: Sep 2004 | Pages: 47

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