Check 21 - Exacerbating the Emerging Crisis in U.S. Banking Profitability

Topics:
Commercial Banking
Tags:
Check 21,
Check 21 Legislation,
Financial Services,
Payment
Source:
The Capital Markets Company

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Overview: Check 21 legislation's goal is to reduce systemic risk associated with physical check movement as well as to provide a mechanism to reduce the costs associated with check payment processing. Check 21 creates a newly acceptable payment instrument. In addition, Check 21 provides a foundation for the imaging of checks as the basis for creating new payment instruments and their acceptance by other banks. This paper forecasts significant impacts on the banking industry.

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Format: PDF | Size: 253KB | Date: Jan 2004 | Pages: 13

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