Electronic Bill Presentment and Payment - Is It Just a Click Away?

Topics:
Account Management
Tags:
B2C,
B2C EBPP Application,
E-business/E-Commerce,
EBPP,
Internet
Source:
Federal Reserve Bank of Chicago

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Overview: This paper concerns electronic bill presentment and payment (EBPP) in the business-to-consumer (B2C) marketplace and, more specifically, remote bill payments (as opposed to payments made at the point of sale). B2C EBPP applications are plausibly among the most promising innovations to shift U.S. consumer payments from checks to electronic alternatives. The paper examines the traditional bill payment process, discusses the benefits and challenges to the current EBPP models, and uncovers several barriers to greater use of EBPP and electronic payments.

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Format: PDF | Size: 200KB | Date: Nov 2001 | Pages: 15

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