Foreign Banks: Another Look

Topics:
Commercial Banking
Tags:
Bank,
Banking,
Croatian National Bank,
Financial Services,
Foreign Bank
Source:
Croatian National Bank

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Overview: This paper follows a previous study completed in early 2000 and reviews the effects of foreign entry on the banking market, using the results of written and oral interviews and balance sheet data. The main findings are that foreign banks have played a major role in increasing competition, bank efficiency and the quality of banking products and services. In addition, regression analysis shows that foreign banks founded through investment have significantly better asset quality than other banks, and have increased overall lending as well as lending to households and lending to enterprises more rapidly than other types of banks.

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Format: PDF | Size: 214KB | Date: Nov 2002 | Pages: 47

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