Action Steps for Check 21

Topics:
Commercial Banking
Tags:
Check 21,
COCC,
Financial Services
Source:
COCC

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Overview: The Check Clearing for the 21st Century Act, also known as Check 21, promises to influence the banking industry for years to come. By requiring all financial institutions to accept digital reproductions of the original check from an electronic transmission (substitute checks), Check 21 paves the way for eliminating much of the transportation and back office labor required for check processing today. Much of what has been written about Check 21 concerns opportunities rather than requirements. For the purpose of preparing for Check 21, it is important to understand the difference.

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