Internet Banking in the US - Landscape , Prospects & Industry Information

Topics:
Commercial Banking
Tags:
Banking,
Banking Industry,
Financial Services,
Industry,
Internet,
Internet Banking
Source:
Office of the Comptroller of the Currency

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Overview: This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking industry. In addition to affecting the way customers receive banking services, Internet banking may become an important influence on banking industry structure. However, the effect of Internet banking on consolidation in the banking industry is uncertain. The economics of Internet banking may favor large institutions, either because of economies of scale and scope, because of the need to advertise heavily to be successful. Alternatively, Internet banking could offer entry and expansion opportunities that small banks traditionally lacked.

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Format: PDF | Size: 200KB | Date: Aug 2001 | Pages: 8

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