Internet Banking: Developments and Prospects
- Topics:
- Commercial Banking
- Tags:
- Bank,
- Banking,
- Financial Services,
- Internet,
- Internet Banking
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Overview: This report addresses significant gaps in knowledge about the Internet banking landscape. Among institutions offering Internet banking, large banks are more likely than small ones to offer a broad range of services on the Internet. Internet banking tended to rely less on interest-yielding activities and deposits than non-Internet banks do, and institutions with Internet banking outperformed non-Internet banks in profitability. An exception to the superior performance of Internet banks versus non-Internet banks were de novo Internet banks, which were less profitable and less efficient than non-Internet de novos. Large banks have more aggressive plans to offer business Internet banking services in the future than small institutions.
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Format: PDF | Size: 346KB | Date: Apr 2002 | Pages: 66
