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White Paper The Intellectual Property Financial Tool It is impossible to ignore this truth: intellectual property is the business asset of the future. Any company that does not realize this today will...

Tags: Business Operations, Corporate Insurance, Insurance, Intellectual Property, Intellectual Property Insurance

Company: Risk and Insurance Management Society
Date: January 2003
Risk and Insurance Management Society
White Paper Terrorism Insurance Coverage for Commercial Property—A Status Report By affecting many lines of coverage, the losses associated with September 11 aggregated to a sum previously unthinkable in risk management and insurance circles. As...

Tags: Business Operations, Commercial Property, Corporate Insurance, Financial Services, Government

Company: International Risk Management Institute
Date: June 2002
International Risk Management Institute
White Paper Insuring Electronic Property Classic business insurance that protects tangible assets cannot apply in the cyber realm. Several major insurers and brokerages agree that a whole new line of...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: American Association of Insurance Services
Date: April 2001
American Association of Insurance Services
White Paper A New Standard For Commercial Liability New AAIS form helps primary carriers and reinsurers come to terms on excess and umbrella coverage. Article comments that the AAIS umbrella/excess form lets...

Tags: Business Operations, Corporate Insurance, Coverage, Finance, Financial Planning

Company: American Association of Insurance Services
Date: January 2003
American Association of Insurance Services
White Paper When Good Employees Go Bad: Crime Insurance For Employee Dishonesty & Fraud Article describes instances in which employees were either convicted or charged with committing crimes against their employers. Protection for certain fraudulent acts of non-employees, various...

Tags: Business Operations, Corporate Insurance, Employee, Finance, Financial Planning

Company: Wells Publishing
Date: January 2002
Wells Publishing
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White Paper What Policy Holders Don't Know Can Hurt Them Businesses do not know about their potential liability for what employees do in cyberspace have the potential to become a serious problem. Insurance Services Office...

Tags: Business Operations, Security, Risk Management, Management, Internet

Company: Wells Publishing
Date: March 2002
Wells Publishing
White Paper The Illusion of Protection: Terrorism, War and Workers' Compensation The situation faced by the workers compensation line of business is perilous. Employers are required to provide workers comp benefits by law, and for good...

Tags: Benefits, Worker, Terrorism, Reinsurance, Payroll Solutions

Company: Wells Publishing
Date: April 2002
Wells Publishing
White Paper How Long Will the Hard Market Last? In the 2001 calendar year, the insurance industry experienced the worst one-year underwriting loss, $52.6 billion, and the worst pretax operating loss, $13.8 billion, in...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Risk and Insurance Management Society
Date: January 2003
Risk and Insurance Management Society
White Paper The ISO Terrorism Exclusions: Background and Analysis The destruction of the World Trade Center on September 11, 2001 represents the largest single insured event in history. Liability claims are the slowest to...

Tags: Analysis, Government, Homeland Security, International Risk Management Institute Inc., ISO

Company: International Risk Management Institute
Date: February 2002
International Risk Management Institute
White Paper Commercial Property Claims Handling: The Roles of the Claims Specialists It is seen that both insurers and insureds call on claims adjusters, accountants, and attorneys for help with claim. However, the claims adjusters, accountants, and...

Tags: Business Operations, Commercial Property, Corporate Insurance, Insurance, Insurance Company

Company: International Risk Management Institute
Date: March 2000
International Risk Management Institute
White Paper Stay, Pay, or Walk Away: A Hazard Rate Analysis of Federal Housing Administration–Insured Multifamily Mortgage Terminations "This study presents a competing-risk proportional hazard model of Federal Housing Administration(FHA)–insured multifamily mortgage prepayment and claim behavior. Estimates of multifamily prepaymentand claim hazards in...

Tags: Administration, Analysis, Capital Structures, Fannie Mae, Finance

Company: Fannie Mae
Date: January 2003
Fannie Mae
White Paper Construction, Ingenuity And Derivatives: A Profile Faced with an inability to control the weather, it did the next best thing—it entered the weather derivatives market. The weather derivatives market was initially...

Tags: Business Operations, Corporate Insurance, Derivatives, Finance, Financial Planning

Company: Risk and Insurance Management Society
Date: November 2001
Risk and Insurance Management Society
White Paper Insurance: Insurance Rates on a Wild Ride This may not be the hardest insurance market ever, but it sure feels like it. Almost 17 years of ever-easing terms and conditions erased the...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Engineering News -Record
Date: January 2003
Engineering News -Record
White Paper New Liabilities, New Policies This article mainly discusses accounting scandals help spawn huge D&O insurance price hikes and coverage pullbacks. Even though the company was a relatively low-risk account,...

Tags: Accounting, Business Operations, CFO Publishing Corp., Corporate Insurance, Finance

Company: CFO Publishing
Date: October 2002
CFO Publishing
White Paper Property: Factory Seconds With the price of property insurance going through the roof, some companies come up with creative ways to help hold the line on premiums. With...

Tags: Business Operations, CFO Publishing Corp., Corporate Insurance, Insurance, Property Insurance

Company: CFO Publishing
Date: January 2002
CFO Publishing
White Paper A Hard Look at Pricing Pricing "In this phase of the underwriting/pricing cycle, actuaries are often under pressure from insurance company management to set and certify reserves that are lean but...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Risk and Insurance Management Society
Date: January 2003
Risk and Insurance Management Society
White Paper Legal Focus on Property and General Liability Insurance The sue and labor clause is clearly a subject of keen interest for organizations seeking to recover some or all of the cost of making...

Tags: Business Operations, Longwoods Publishing, Liability Insurance, Insurance, Financial Planning

Company: Longwoods Publishing
Date: January 2000
Longwoods Publishing
White Paper Environmental Insurance 101 A property purchaser becomes responsible for contamination left by a prior owner or occupant. A lender forecloses and becomes liable for millions of dollars of...

Tags: American Bar Association, Asset Management, Business Operations, Corporate Insurance, Finance

Company: American Bar Association
Date: December 2002
American Bar Association
White Paper A Practical Guide to Construction Warranties I Warranties, sometimes called guarantees, define and limit the responsibility of contractors for repairs of the construction project, both during and after completion of construction. Warranties...

Tags: Business Operations, Quality, RA&MCO Insurance Services, Warranty

Company: RA&MCO Insurance Services
Date: January 2003
RA&MCO Insurance Services
White Paper Design Professionals and Contractor-Led Design-Build - Some Professional Practice and Risk Management Observations  Unquestionably, the design-build delivery method is gaining popularity with owners and it should be expected that this trend will continue. While one may debate whether...

Tags: Delivery Method, Professional, RA&MCO Insurance Services, Risk Management

Company: RA&MCO Insurance Services
Date: January 2003
RA&MCO Insurance Services
White Paper Insurers & Contractors Trying to Nail Down Proper Coverage If one is placing coverage for a client who is a contractor, three factors determine what obstacles one will encounter are location, location, and location....

Tags: Aerospace & Defense, Contractor, Manufacturing

Company: Wells Publishing
Date: June 2002
Wells Publishing
White Paper Environmental Insurance Issues Statutes such as the Ontario Environmental Protection Act place Directors and Officers at financial risk, corporately and personally, for pollution events. The law reads "each...

Tags: Government Legislation, Pollution

Company: KRG Insurance Group
Date: April 2002
KRG Insurance Group
White Paper A Review of Leases and Insurance This review is directed to owners and landlords of leased property and is intended to identify insurance related factors within lease agreements and offer suggestions...

Tags: Agreement, Business Operations, Corporate Insurance, Finance, Financial Planning

Company: KRG Insurance Group
Date: July 2002
KRG Insurance Group
White Paper Are Fine Arts Floaters A Silver Lining in the Insurance Market Cloud? Unlike many lines of insurance, the fine arts and collections market has so far managed to avoid the difficulties of a hardening environment. But is...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Wells Publishing
Date: September 2001
Wells Publishing
White Paper Earthquake Awareness: Not Just a California Thing Anymore Residents in Oregon and Washington would probably be surprised to know that more than 1,000 earthquakes per year are recorded in the two states by...

Tags: Seismology

Company: Wells Publishing
Date: June 2001
Wells Publishing
White Paper The Crisis in the Property Insurance Industry The property and casualty insurance industry is, just as any industry, in business to make a profit. This means that for any individual insurance company,...

Tags: Business Operations, Casualty Insurance, Casualty Insurance Company, Corporate Insurance, Insurance

Company: RealtyVan.com
Date: January 2003
RealtyVan.com
White Paper Urban Insurance Issues Underwriting, the task of deciding what risks to insure allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Insurance Information Institute
Date: July 2003
Insurance Information Institute
White Paper Residual Markets In a normal competitive market, insurers are free to select from among people applying for insurance those drivers, property-owners, and commercial operations they wish to...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Insurance Information Institute
Date: December 2003
Insurance Information Institute
White Paper State of the (Healthcare) Property Insurance Market The article is about property insurance market. It describes the situation of market place before 2001, which make effect on rates and premium, introduces reinsurance...

Tags: Aon Corp., Business Operations, Corporate Insurance, Health Care, Insurance

Company: Aon
Date: January 2003
Aon
White Paper How The Events Of 9/11 Have Affected Lease Rent Abatements As the economic reverberations of the September 11, 2001 terrorist attacks continue to resound, the impact of the day's events upon traditional lease provisions are...

Tags: 9/11 Commission, Business Operations, Corporate Insurance, Finance, Financial Planning

Company: Reed Elsevier
Date: October 2003
Reed Elsevier
White Paper Insurance Coverage For Real Estate Settlement Procedures Act And Related Claims As putative class action claims continue to plague, the residential mortgage lending industry, a recent decision highlights the potential insurance coverage available for corporate policyholders...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Kirkpatrick & Lockhart
Date: April 2003
Kirkpatrick & Lockhart
White Paper Some Popular Misconceptions About Property Insurance Property insurance carried by shopping center landlords is designed to provide, the amount of money required by the landlord to restore the common area and...

Tags: Business Operations, Corporate Insurance, Insurance, Property Insurance, Tenant

Company: Reed Elsevier
Date: November 2003
Reed Elsevier
White Paper Coastal And Inland Flooding: Are We All At Risk? Hurricanes are accompanied by torrential rains, which have quite literally inundated many unsuspecting communities. Communities along the Atlantic, Pacific, and Gulf coasts, including those miles...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Hurricane

Company: American Association of Insurance Services
Date: January 2003
American Association of Insurance Services
White Paper A Procedural Overview Of The Appraisal Process In First-Party Property Policies An insurer must attempt to resolve the building damage claim as swiftly as possible based upon the court’s indication that the building damage claim and...

Tags: Appraisal

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Mortgagee Must Comply With The Terms And Conditions Of The Policy To Recover In A Fire Loss Although there seems to be some support for the relation back theory, the application of the theory would seem to be contrary to the proposition...

Tags: Business Operations, Corporate Insurance, Insurance, Loss, Proof

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Underlying Principles Of Business Interruption Insurance Commercial property insurance claims frequently involve more than a mere loss of tangible business property. Business owners also typically seek economic damages in the form...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Examination Under Oath: "Not Just Another Deposition" While property insurance policies differ somewhat amongst insurers, most policy forms provide the insurer with a right to demand the "Examination Under Oath" ("EUO") of...

Tags: Business Operations, Corporate Insurance, Insurance, Insurance Company, Property Insurance

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Fraud And False Swearing: An Analysis Of The Insurer's Right To Avoid Coverage Most property policies provide the insurer with the right to avoid coverage when a fraud is detected. The fraud defense may arise either from a...

Tags: Analysis, Business Operations, Corporate Insurance, Fraud, Insurance

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Insurance Fraud Reporting and Immunity Laws "Limitations On The Disclosure Of Information" There is a large amount of valuable information that is uncovered by an insurer during the course of a claims investigation and that is of...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Fraud

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.
White Paper Privileges Re: Insurer-Reinsurer Communications Homeowners' property damage insurance protects the insured against loss of a home or personal property. This article outlines some legal issues common to property damage...

Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance

Company: Chuhak & Tecson, P.C.
Date: January 2003
Chuhak & Tecson, P.C.

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